.pob{--navy:#071c35;--blue:#0b5db7;--teal:#087b72;--orange:#ff7a00;--ink:#183247;--muted:#607487;--line:#dfe8ef;background:#f5f8fb;color:var(--ink)}
.pob *{box-sizing:border-box}.pob-wrap{width:min(1160px,calc(100% - 36px));margin:auto}.pob-hero{padding:68px 0 62px;background:linear-gradient(135deg,#061a33,#0b5682 68%,#087b72);color:#fff}.pob-kicker{display:inline-flex;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.pob-hero h1{max-width:900px;margin:16px 0 13px;color:#fff;font-size:44px;line-height:1.1;font-weight:950;letter-spacing:-.5px}.pob-deck{max-width:850px;color:#e7f4fb;font-size:17px;line-height:1.75}.pob-meta{display:flex;gap:8px;flex-wrap:wrap;margin-top:19px}.pob-meta span{padding:7px 10px;border:1px solid rgba(255,255,255,.17);border-radius:9px;background:rgba(255,255,255,.07);font-size:12px}.pob-layout{display:grid;grid-template-columns:minmax(0,1fr) 315px;gap:27px;padding:38px 0}.pob-main,.pob-side{min-width:0}.pob-card{margin:0 0 18px;padding:27px;background:#fff;border:1px solid var(--line);border-radius:19px;box-shadow:0 10px 30px rgba(15,23,42,.045)}.pob-card h2{margin:0 0 12px;color:#102f4b;font-size:27px;line-height:1.25}.pob-card h3{margin:22px 0 8px;color:#164a70;font-size:19px;line-height:1.35}.pob-card p,.pob-card li{color:#52697c;font-size:15.5px;line-height:1.82}.pob-card p{margin:0 0 15px}.pob-card ul,.pob-card ol{padding-left:22px}.pob-card li{margin:7px 0}.pob-card a{color:#0b5db7;text-decoration:underline;text-underline-offset:3px}.pob-card strong{color:#29485f}.pob-intro{border-color:#cbe6df;background:linear-gradient(135deg,#effaf7,#fff)}.pob-table-wrap{overflow-x:auto;margin:17px 0}.pob-card table{width:100%;min-width:580px;border-collapse:collapse}.pob-card th,.pob-card td{padding:13px 14px;border:1px solid #dfe8ef;text-align:left;vertical-align:top;color:#52697c;line-height:1.55}.pob-card th{background:#edf6fc;color:#173f5d}.pob-cta{background:linear-gradient(135deg,#071c35,#0b5b87);border:0}.pob-cta h2,.pob-cta p{color:#fff}.pob-btns{display:flex;gap:9px;flex-wrap:wrap}.pob-btn{display:inline-block;padding:12px 15px;border-radius:10px;background:var(--orange);color:#fff!important;text-decoration:none!important;font-weight:900}.pob-btn.alt{background:#fff;color:#075985!important}.pob-author{display:flex;gap:12px;align-items:center}.pob-avatar{display:flex;align-items:center;justify-content:center;width:48px;height:48px;flex:0 0 48px;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--teal));color:#fff;font-weight:950}.pob-author strong{display:block;color:#173f5d}.pob-author small{display:block;margin-top:3px;color:#758596;line-height:1.45}.pob-sticky{position:sticky;top:90px}.pob-note{padding:14px;border-radius:12px;background:#fff8ec;border:1px solid #f2d3a5;color:#76501f;font-size:13px;line-height:1.65}.pob-links a,.pob-sources a{display:block;padding:10px 0;border-bottom:1px solid #e6edf2;color:#0b5db7;text-decoration:none;font-weight:800;line-height:1.45}.pob-links a:last-child,.pob-sources a:last-child{border-bottom:0}.pob-faq details{border-top:1px solid #e3ebf1}.pob-faq details:first-of-type{border-top:0}.pob-faq summary{cursor:pointer;padding:15px 0;color:#173f5d;font-weight:900;line-height:1.45}.pob-faq details p{padding:0 0 15px;margin:0}.pob-foot{padding:0 18px 42px;text-align:center;color:#718294;font-size:12.5px;line-height:1.6}
@media(max-width:950px){.pob-layout{grid-template-columns:1fr}.pob-sticky{position:static}.pob-hero h1{font-size:37px}}
@media(max-width:620px){.pob-wrap{width:min(100% - 24px,1160px)}.pob-hero{padding:50px 0}.pob-hero h1{font-size:30px}.pob-deck{font-size:15.5px}.pob-card{padding:20px;border-radius:16px}.pob-card h2{font-size:24px}.pob-btn{width:100%;text-align:center}}